Consumer Loans

New and Used Auto Loans

Our auto loans make buying your new car easier. With up to 125% financing for new automobiles and up to 110% financing on used automobiles, our competitive rates make your auto loans easy to repay. Get the best price for your new car and see us for great financing. For your convenience, we have partnered with Credit Union Direct Lending (CUDL) and local auto dealers to provide on-the-spot financing.  

Auto Smart

Research Your Next Vehicle
Financial Calculator 

Kelley Bluebook Quotes

Shopping for a used automobile? Trading in your old car?
Want to find out what it's worth? Call our Loan Department at
(808) 536-0833 for a Kelley Bluebook quotation. Or, visit the 
Kelley Bluebook site for instant quotes.

CLICK HERE TO APPLY NOW

 

Personal Loans 

Going in a trip? Need a new TV, audio equipment, or personal computer? Hawaii Central has reasonable rates to help make those dreams come true! 

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Line of Credit Loan 

Based on your good credit, a credit line is established for your convenience. Anytime you need an advance, just call us. Or tie it in with your Super Draft Checking and write yourself a loan! It's that easy. 

CLICK HERE TO APPLY NOW 

 

Homeowners Line of Credit
 

Our Homeowners line of credit can help you pay for some of those small home improvements you’ve been putting off!  You can apply for a revolving line of credit of up to $20,000.  No equity required, you just need to be a homeowner! 

CLICK HERE TO APPLY NOW 

 

Share Secured Loans 

When you use your savings at the credit union as collateral on a loan,
your interest rate is lower and your shares continue to earn dividends. 

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Reduce Oil Consumption (ROC) Loans

Save money while you save the environment! Our Reduce Oil Consumption (ROC) loans were created to help make selected energy-efficient products more affordable by offering special low rates. By investing in these products and other renewable energy resources, you can lower your monthly electric and gas bills.  We offer different ROC Loans to help you live, drive and be green!  Click below for more information. 

Fuel-Efficient Auto Loan
Solar Photovoltaic Loan Special

 

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