Loan Rates | Consumer Dividend Rates | Business Dividend Rates
|
Loan Type
|
Term
|
Annual % Rate
|
|
Personal
|
1 to 7 Years
|
As low as 3.75%1
|
|
New Auto
|
3 to 7 Years2
|
As low as 2.00%1
|
|
|
Pre-Owned Auto
|
3 to 7 Years
|
As low as 2.00%1
|
Solar Photovoltaic
(up to $25,000) |
5 Years |
As low as 4.99%1 |
|
Solar Photovoltaic
(up to $50,000) |
7 Years |
As low as 5.99%1 |
|
VISA - Platinum Cash Rewards
|
N/A
|
8.90% - 15.90%3
|
|
|
Line of Credit
|
3 Years
|
12.00%
|
|
Homeowners Line of Credit
|
N/A
|
7.00%
|
|
Share Secured
|
1 Year
|
Share Rate + 2.50%
|
|
Certificate (non-IRA)
|
Maturity Date
|
Cert. Rate + 3.00%
|
|
|
|
Student Tuition
|
Up to 6 years4
|
7.00%
|
|
1 Lowest rate includes 0.25% interest rate discount for automatic loan payment from any HCFCU Share or Share Draft account. Your specific rate may vary, depending on your creditworthiness and other factors.
2 6 and 7 year financing available only for autos priced $15,000 or more
3 APR is based on creditworthiness and will vary with the market based on Prime Rate. Please see Platinum Cash Rewards Credit Card Terms and Conditions for complete details.
4 $20,000 maximum.
Please call the Loan Department at 808-536-0833 for more information.
|