Deposit Products Chart


Type of Account Minimum balance to open Monthly Service Charges Earns Dividends Features & Benefits
Regular Share Account $25 $5 per month if below $100. You have 6 months to bring your balance up to $100 after initial opening  YES  FREE ATM card

Can use as an overdraft for Super Draft Checking

FREE e-statements available 
Super Share Investment $2,500  $5 per month if below $2,500 YES  FREE e-statements available 
"Santa's Helper" Christmas Savings $10  No minimum balance, no monthly service charges    YES Balance automatically transferred to share account and available Nov. 1 
Super Draft Checking   $1 No minimum balance, no monthly service charges   YES FREE VISA debit card

Competitive interest rates paid on account balance

Overdraft protection available

FREE e-statements available
Share Certificates  $500 No monthly service charges   YES Dividends compound

Competitive rates and terms

Individual Retirement Accounts (IRA)  $50 No monthly service charges  YES IRA Share Account: Competitive rates & dividends compound

IRA Share Certificate: Competitive rates & terms, dividends compound


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